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When Can You File Bankruptcy? To file, or not to file, that is the question. Filing a bankruptcy is a tough personal decision. You must choose between struggling to pay the debts and getting relief from constant pressure and start over. Before you can decide, you should answer the following questions: Which chapter will be best fit for your situation? What debt will be discharged if you file a bankruptcy? What are your alternatives to bankruptcy? There are two common bankruptcy types: Chapter 7 and Chapter 13. The most popular is Chapter 7. In Chapter 7, your property will be sold to pay off your debt, but it may leave you with some property to make a fresh start. On the other hands, you get to keep all of your property. The catch is you have to make monthly payments over 3-5 years to repay your debt. Both types of bankruptcy have a lot of rules and exceptions to those rules. Which chapter is best for your situation will depend on your current income, nature of debt, and the value of your assets.

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German Numbers 1 – 20 Posted by on Oct 24, 2012 in Language We've created this handy little table of German numbers from 1 to 20 for students who are new to learning German. Included is a video with native speaker pronunciation – listen to it several times, and make sure to practice your own pronunciation by speaking the numbers out loud. In the absence of an instructor it can be hard to make yourself practice the speaking part, but it's important! When you're ready for more numbers, check out our German Numbers 1 – 100 post! Number German 0 null 1 eins 2 zwei 3 drei 4 vier 5 fünf 6 sechs 7 sieben 8 acht 9 neun 10 zehn 11 elf 12 zwölf 13 dreizehn 14 vierzehn 15 fünfzehn 16 sechzehn 17 siebzehn 18 achtzehn 19 neunzehn 20 zwanzig And here's the video: Keep learning German with us! Build vocabulary, practice pronunciation, and more with Transparent Language Online. Available anytime, anywhere, on any device. About the Author: Transparent Language Transparent Language is a leading provider of best-practice language learning software for consumers, government agencies, educational institutions, and businesses.

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I caused a bit of a stir on here when I posted the full, detailed story. It seems everyone was shocked that I had dropped down to 153 pounds in 7 months. That's about 11 pounds a month on average, 77 total. I was losing 4 pounds each week at one point. I didn't know that was abnormal. I thought any weight loss was good. This sub taught me it wasn't good, considering I wasn't super morbidly obese and had a capacity to lose 30 pounds a month. I was 153 pounds in March. I started my weight loss August 2018. Maybe it wasn't the rapid weight loss that alarmed you. I think it was my way of doing it. I'm going to tell you the things I didn't explicitly state in that post, and why I understand your frustration with me. 800 calories is too low, and I understand that now. I maintained a diet of 800 daily calories for maybe 4 or 5 months before my body began derailing. Mind you, I was doing intermittent fasting (16:8) and am still doing it now (18:6). Every time I reached above my head or stood up to quick, I saw black spots in my vision and got incredibly dizzy like my blood pressure dropped to a deadly level.

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Students incorporate theories and skills of effective communication in a variety of contexts (e. g., common business and social settings). Effective Fall 2018, this course fulfills a single unit in the following BU Hub area: Oral and/or Signed Communication. 4 cr. Tuition: $2920 (May 24-June 30) Course Start Date Monday, May 24, 2021 Course End Date Wednesday, June 30, 2021 Location: COM 109... Open Seats Edward Downes (July 6-August 12) Course Start Date Tuesday, July 6, 2021 Course End Date Thursday, August 12, 2021 Location: COM 111... Open Seats Michael Dodge Principles and Practices of Public Relations COM CM 215 An introduction to the field of public relations: its theoretical origins, scope, and principles. Discussion focuses on researching problems, setting objectives, identifying audiences, designing messages, choosing communication channels, and evaluating results for all types of organizations. Ethical decision making, online communication, and career opportunities are also analyzed through case studies in the field.

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This process is also called liquidation because some of your property will be taken and sold to repay creditors. Each state has its own rules regarding what amount of property will be protected or "exempt" from liquidation. Some states permit a debtor to elect to use federal bankruptcy exemptions, but in Alabama, you must use the state's exemptions. Those who are married and file for joint bankruptcy in Alabama can double their exemption amounts, such that each one can claim a full exemption amount for the property that belongs to him or her. Chapter 13 bankruptcy has several advantages over Chapter 7, if you have sufficient income, but it does take longer to obtain a discharge— generally three to five years. Chapter 13 requires you to reorganize your debts. You must make monthly payments to reduce or eliminate the amount you owe creditors. Among the advantages of filing for Chapter 13 relief is that you can usually keep your house. This type of relief also gives you a chance to get caught up on missed car or house payments.

Terms are flexible up to 360 months (30 years). The interest rate is fixed for the term of your loan, and repayments are made in monthly installments of principal and interest. Also known as a second mortgage, home equity loans have a fixed rate and monthly payment ensuring a predictable repayment schedule. If you are looking to consolidate debt or pay for large household expenses, the home equity loan may offer you a convenient solution. You can apply by phone, in person or online. Tell us the ZIP code of your property. Sharing your property's zip code will let us provide you with more accurate information. We're sorry. U. Bank currently does not offer home equity products in your location. However, if you are interested in other financing options, please call us at 866-445-4681. Let's try something else. This offer isn't valid in your location, so let's find out what is. Visit the Home Equity Line of Credit page or call 866. 445. 4681 to learn more. End of pop up window. Press escape to close or press tab to navigate to available options.

That means solid procedures for documenting the business glossary, mapping business terms to data elements, and maintaining a collaborative environment to share interpretations and methods of manipulating data for analytical purposes. Managing big data... entails a new cadre of technologies and processes to enable broader data accessibility and usability. 3. Quality is in the eye of the beholder In conventional systems, data standardization and cleansing are applied prior to storing the data in its predefined model. One of the consequences of big data is that providing the data in its original format means no cleansing or standardizations are applied when the data sets are captured. While this provides greater freedom in the way data is used, it becomes the users' responsibility to apply any necessary data transformations. So, as long as user transformations don't conflict with each other, data sets may be easily used for different purposes. This implies the need for methods to manage the different transformations and ways to ensure that they don't conflict.