More than 7, 600 banks were in existence as of January 1, 1929. National bank notes were discontinued in 1935; however, they can still be redeemed at their face value at the Department of the Treasury. 10. Gold Certificates (1865-1933) First authorized by the United States government, gold certificates were first printed in 1865, backed by gold coin and bullion deposits. These were first for the exclusive use as transactions between banks. In 1882, a general-circulation gold certificate was issued. A gold certificate was a document that showed ownership of gold, without people having to store the actual gold. At a rate of $20. 67 per troy ounce established by the Coinage Act of 1834, these gold certificates were used as actual currency, redeemable for goods and services. The Gold Reserve Act of 1933 required the surrender of all gold certificates, rendering them obsolete. However, it is legal to collect them today as restrictions were removed in 1964. 11. Silver Certificates (1878-1963) The Coinage Act of 1873 caused standard silver dollars to stop being produced.
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