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It will most likely damage the ceiling and it could drip inside the walls. Once it reaches the floor, it will also damage the floors. Storm damage is another situation that is covered by most homeowners' insurance policies. Spills Homeowners have also been known to cause large spills in their homes. For example, if you spill a fish tank or large bucket of water on your floor, it could cause damage. The insurance company will cover most such accidents.
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