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That is kind of crazy and very unbelievable. At least folks between 32 – 37 have 25 – 30 years left to save aggressively before Social Security kicks in. For the people in the 56 – 61 age bracket, they are walking on thin ice with only $17, 000 in retirement savings. It is scary to see the median retirement account balance is less than half their pre-recession peak. Surely balances are higher now in 2017, but I bet they are not back to even. With median numbers this low, it's only logical that taxes on those who have saved for retirement will go up to pay for those who have not. Further, such low numbers mean government welfare should only get larger. Once again, half of Americans (50th percentile) have almost no savings ($5, 000). Meanwhile, the 90th percentile family had $274, 000, and the top 1 percent of families had $1, 080, 000 or more (not shown on chart). You would think being in the top 10% of retirement savers between age 32 – 61 would yield greater than a $274, 000 savings account.
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