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Managing resources and planning resources are two of the more complex functions project managers are expected to perform. Because of this, any tools available that can facilitate resource planning are a project manager's gold. Below is a list of six easy-to-use tools for resource planning. Microsoft Excel Microsoft Excel is often overlooked, but in this program, you can keep track of who is working what hours and what they are working on during those hours. It can also help you to identify who will be needed in the future to help get the project completed in a timely manner. It is also likely to be a program used by project managers who do not have a lot of resources to keep track of and add to a project. Microsoft Office Outlook This is another tool that can be used for small projects. Invite potential resources to mail you their calendars and you can integrate their calendars with yours to easily set up a schedule for your project. Like Excel, Outlook has its limitations – namely, that it doesn't work so well for large projects or multiple projects.

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Both jobs require obtaining the proper license by the state in order to practice and to keep the license up to date via renewals and further education and testing. Real Estate Agent Because the real estate industry can be extremely competitive, if you want to become a real estate agent, an outgoing personality, a desire to be helpful, maturity, and trustworthiness are essential qualities. A residential real estate agent should also be able to present a house and sell the features it provides in a pleasing manner. A creative eye for design and detail can be a strong asset in this profession. Depending on whether an agent is acting on behalf of a buyer or seller, the following responsibilities are typical: Show properties and homes Find properties and homes to sell or for buyers Negotiate in between and act as a liaison between buyer and seller Follow the local real estate market Provide financing guidance (in some cases) The qualifications for becoming a real estate agent may include a background in sales or marketing and at minimum a high school diploma.

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Roommates? Car insurance? Phone? I've never had to pay for any of these things and it feels daunting. But I need to be able to drive a couple hours or less and be somewhere I dream about. Alternatively I could live at home and do nursing school here, with the money I would be spending on rent I could take summer trips. But I just feel like the connections I would be making during that time would be invaluable, as every trip I've taken out west I've made life long friends. And there's no more friends to be made in my small home town. How do I move out:(

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But the same withdrawal rules apply to the portion of your account that came from investment gains. For all non-Roth IRAs, the account owner is required to start withdrawing funds each year starting at age 72. Roth IRAs have no required minimum distribution (RMD) as long as the account owner is alive. On the topic of withdrawals, it's important to note that you cannot borrow money from your IRA, meaning that there is no such thing as an "IRA loan. " Unless a distribution from an IRA is rolled over to another qualified retirement account within 90 days, it will be treated as a withdrawal. How opening an IRA works IRAs are offered by most major brokerage firms. Opening an IRA is typically a quick and easy process. While the process varies among brokerages, you'll generally have to fill out a short application to open the account, including some personal information like your Social Security number (for tax reporting purposes). And there are typically several ways to make your initial deposit, such as by mailing a check, drafting from your bank account, and making a wire transfer.

A stop-check valve is operational and allows a user to completely stop all flow - even flow in the correct direction. It will not allow backward flow when open. Pressure Balanced Valve Pressure balanced valves are used to maintain a constant temperature of water in domestic showers or bathtubs. A diaphragm within the valve allows the operator to set mixing of hot and cold water; however in the event of a pressure drop of cold water (for instance, if a toilet nearby is flushed), the diaphragm will shift to limit an excessive flow of hot water. Many jurisdictions require pressure balanced valves in domestic bathrooms and showers to prevent accidental scalding. Zone Valve Zone valves are used in hydronic heating and cooling systems to control the flow of water or steam. For instance, they may be provided in different rooms, different floors, or different dwelling units so that each space can have local control over the heating or cooling. In most applications, zone valves are electrically controlled and are connected to a thermostat so that automatic control is achieved.

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